Some friends of mine were talking about how they get ‘free pizza’ by filing a chargeback with their bank. Free food is always a good idea, so what should I do to make the chargeback process work for me?
Free food IS great, but what you are suggesting—filing a chargeback to essentially cancel the credit card charge—isn’t free at all. You could end up paying way more than you bargained for.
Filing a false chargeback claim is stealing; it’s a form of shoplifting or dining and dashing. Just like shoplifting, there can be serious consequences that have a lasting effect on your life.What can happen as a result of filing false chargebacks?
If there really was a problem with your order…
If there was something genuinely wrong with your last pizza order, filing a chargeback still isn’t the best option. Contact the pizza restaurant, and tell them about the problem. They’ll likely work hard to make the situation right.
Avoid filing a chargeback unless it is absolutely necessary. Your legitimate claim may be lumped in with the other, illegitimate claims and you may still suffer some of the same consequences.
Instead of rushing to file a chargeback, contact eConsumer Services®. We’ll contact the merchant on your behalf and secure a refund. The process is simple; just fill out a claim form. Usually within 24 hours, the money will be back in your account.
If you’re looking for free food, head over to your mom’s for dinner. If you’re lucky, she’ll even pack up the leftovers for you to take home.