Business gone bust

Business Gone Bust? Here’s How to Recover Your Money

How to Get Your Money Back if a Business Goes Under…and Take Your Cash With Them

Monarch, Rayani, Low Cost Holidays…these three big names vanished from the travel industry since late 2016. Thousands of travelers have been left stranded in each case, while thousands more find their pre-booked travel plans stuck in limbo. Read more

Holiday Phishing

4 Simple Tips to Avoid Phishing Sites This Holiday Season

Coal in Your Stocking is the Least of Your Worries with Phishing Sites Around

When it comes to holiday shopping, it’s very clear that the internet is not just a tool for browsing and filling in those wish lists.

2017 marks the first year in history that Americans plan to do more holiday shopping online than in-store. A recent Deloitte survey found that we will spend roughly 51% of our gift budget this year with online retailers, compared to just 42% at brick-and-mortar stores. It’s not hard to understand why; after all, why fight the crowds when you can shop from convenience of your living room? Not to mention that online shopping usually means saving a bit compared to in-store prices. Read more

equifax

Equifax: Long & Short Rundowns on the Biggest Breach in History

Everything You Need to Know About the Equifax Breach

Even in our fast-moving news cycle, some stories leave an impact simply because of how many people were affected.

The Equifax security hack became one of the hottest news stories of 2017 after the company announced the breach in early September. There’s good reason for that: the personal data of more than 145 million Americans—nearly half the country’s entire population—was compromised in the attack. Read more

Credit Repair Service

Can a Credit Repair Service Help Improve My Credit Score?

Everything You Need to Know About Credit Repair & How to Choose the Right Service

Your credit score can impact your life in some very profound ways. A poor credit score may prevent you from opening a credit card, buying a car, renting a home, and may even limit your educational or career plans.

Roughly 68 million adults in the US—a third of the entire scorable population—have a bad credit score (anything below 601). This massive reserve of consumers gave rise to a new industry in recent years: the credit repair business. But, can credit repair companies really deliver what they promise? Read more

What is Phishing?

What is Phishing? How Do I Protect Myself Against It?

8 Simple Tips to Protect Against Phishing Scams

Luring consumers into giving up sensitive information—a practice commonly known as phishing—is one of the most common consumer-facing fraud tactics.

These attacks cost US consumers roughly $500 million each year. So, what can you do to avoid becoming a victim? Learn to identify the risks and how to best protect yourself. Read more

Impulse Shopping

Impulse Shopping: Why Everyone is Doing It These Days

What Do You Do When Buyer’s Remorse Sets In?

Ever walked into a store and simply bought something on a whim? Don’t worry—you’re not alone. In fact, almost everyone will admit to making the occasional impulse purchase. Read more

New Kid on the Blockchain

The New Kid on the Blockchain

New Uses for Blockchain Technology & How it Will Influence Banking

Bitcoins are trading above $2,500 as of June 2017. Which helps explain why more and more people are taking note of cryptocurrency and its revolutionary framework: the blockchain. Though bitcoin is the best-known utility, many industries are exploring new uses for blockchain. Read more

FCC Data

Regulating Your Data & Who Gets It

Changes to FCC Policy Impact Who Can Gain Access to Consumer Information

Governments may impose regulations for many different reasons, from protecting consumers to defining how companies track communications. However, deciding which governing body wields authority can sometimes lead to redundancies, or cause gaps in oversight. This is what is playing out right now between consumers, internet providers, and the Federal Government, with each side arguing over a very valuable resource—your data.

So what is changing about access to your personal information, and who will this affect? Read more

Wearable Payments: Shaping the Future of Commerce

How New and Emerging Wearable Payments Will Change the Way We Spend

For decades, credit and debit cards were the consumer go-to when it came to making payments–but research shows that’s all about to change.

The latest data from Juniper Research estimates that mobile payments will rise from $35 billion in 2015 to $95 billion in 2018. Mastercard expects all European stores to accept contactless payments by 2020.

What initiated this dramatic shift in payment styles? Read more

The Top 8 Challenges of Shopping with International Online Retailers

From Counterfeits to Blacklists, these are the Greatest Barriers to Online Shopping

Online retail is a global phenomenon.

Annual online retail spending is expected to reach nearly $2 trillion by the end of 2017, with double-digit growth for the online market projected at least through 2020. It’s easy to see why this would be the case; online shopping offers many advantages, including convenience, more competitive prices, and access to products that are not available in local markets. Read more