As a cardholder, you’ve probably heard horror stories about people being crippled by financial crime.
If you find out that your bank account is under investigation, it’s normal to wonder if the worst has happened. In most cases, though, the investigation is likely fueled by debt or suspected illicit activity.
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Be on the Lookout for These 9 Crypto Scams
/in Consumer Information /by jwrighteYou aren’t the only one who’s interested in cryptocurrency. Despite the volatile and uncertain nature of the crypto market, it is still the best and most popular alternative investment outlet available.
Read more →How Do I Place a Fraud Alert on My Social Security Number?
/in Consumer Information /by jwrighteFraud alerts and credit report flags are the very first two steps you should take if your data has been compromised. It may stop the fraudster from using your info elsewhere.
Read more →3 Fraud Scams to Look Out for in 2022
/in Consumer Information /by jwrighteThe credit card industry is no stranger to scams. As long as credit has existed, nefarious types have explored ways to exploit it. That’s just the way of things. The onset of digital commerce and technology is just the next frontier for criminals looking to cash in on the unwary. Every year, their scams get more and more sophisticated.
Read more →How to Avoid Becoming a Victim of Credit Card Fraud
/in Consumer Information /by jwrighteYou get home from a long day at work and take a seat, intending to make an order for carry-out. While scrolling through your options, you decide to check your account to make sure the funds you need are available.
Read more →Shipping Delays for the Holidays?
/in Consumer Information /by jwrighteExercise Patience to Defeat Supply-Chain Issues
We get it. It’s that time of year, and everyone has a gift list that’s three miles long.
Read more →4 Common Reasons Why Banks Might Investigate Your Account
/in Consumer Information /by jwrighteAs a cardholder, you’ve probably heard horror stories about people being crippled by financial crime.
If you find out that your bank account is under investigation, it’s normal to wonder if the worst has happened. In most cases, though, the investigation is likely fueled by debt or suspected illicit activity.
Read more →When Should I Dispute a Credit Card Charge?
/in Consumer Information /by jwrighteThe number of charges disputes by cardholders have been on the rise since the start of the pandemic. Data shows an increase in consumer disputes involving canceled flights, concert tickets, and other nonrefundable activities.
Read more →Can a Merchant Collect Money from You After a Chargeback?
/in Consumer Information /by jwrighteThe Truth in Lending Act of 1974 is a federal law in the US. It gives consumers the legal right to dispute credit card charges in the case of a billing error. This is referred to as a chargeback, which essentially means that the bank disputes a charge on your behalf. The credit card company will investigate to determine who is in the right, and the result of this investigation will be presented to you within 90 days.
Read more →Can You Get in Trouble for Chargeback Abuse?
/in Consumer Information /by jwrighteChargebacks were first introduced in the 1970s as a consumer protection mechanism. They defend cardholders against untrustworthy merchants and criminal fraud. However, due to evolving technology, the chargeback system has become largely outdated.
Read more →What is a Fraud Alert? Is it Worth Requesting?
/in Consumer Information /by jwrighteIf you find yourself the victim of identity theft, you have options available to help prevent fraudsters from doing further damage. One of these options is called a fraud alert.
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