Why Smart Credit Use Matters, and a Few Easy Tips to Start You Down the Right Path Since 2003, the American Bankers’ Association has recognized the third Thursday in October as Get Smart About Credit Day.
Rental Car Fraud, Scams & Add-Ons Can Turn a Dream Vacation into a Nightmare Today’s savvy consumer is leery of scams and situations which may result in fraud, and for good reason. According to experts, scam artists and fraudsters victimize millions of consumers each year, and if you’re not careful, you could easily be next!
How to Get a Refund from a Bankrupt Business Have you made a purchase recently from an online business, only to find that the business suddenly went bankrupt? Now it looks like you’re out the money, and you’re not going to get the product or service you paid for. It’s a frightening prospect, but it […]
Cardone Addresses the Need for Greater Financial Literacy Among Consumers eConsumer Services® CEO Gary Cardone recently lent his insight and decades of business experience to a guest column for Home Business Magazine, the publication for aspiring entrepreneurs. In his August 23, 2016 piece, Cardone cited a disturbing new statistic from the FINRA Investor Education Foundation: […]
ECS Teams Up with Consumer Action to Help Educate the Public eConsumer Services® is proud to introduce their new nonprofit partner, Consumer Action. As announced in an August 8, 2016 press release, eConsumer Services® will be teaming up with this valued organization to encourage broader public financial literacy.
Impostors Use Deceptive Claims to Swindle Consumers Every day, criminals find new ways to scam people out of their money. For example, one of the latest-developing attack methods relies on convincing cardholders to buy gift cards, then turn the gift card number over to the fraudster. Why would people do this? Because the fraudster convinces […]
New PayPal Regulations Will Be Implemented June 2016 PayPal’s new user agreement goes into effect this summer. Before you simply ‘Agree’ to accept the new policy, you need to understand a few of the changes. How will the new policies affect you as a consumer?
Your Cashback Minimum Depends on the Conditions of Your Specific Card If you hold a credit card, there is a decent chance that there is some form of rebate or rewards program attached to that card. Issuers including Bank of America, Chase, Discover, Capital One and American Express, just to name a few, typically offer […]
Chargebacks on Credit Card Purchases Cost Billions Annually in Lost Revenue Although you may not have ever heard the term “chargeback,” you might be familiar with the concept. A chargeback is essentially a refund performed at the bank level. After completing a transaction, a dissatisfied cardholder’s bank forcibly withdraws money from a seller’s account and […]
Your Personal Information is Exposed and Available to Fraudsters Everyone seems to be paying close attention to cyber security these days. Even still, the seemingly constant stream of high-profile data breaches making news headlines suggests that we are always a step behind the criminals. However, are consumers putting too much emphasis on certain aspects of […]
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