How Do I Place a Fraud Alert on My Social Security Number?
Fraud alerts and credit report flags are the very first two steps you should take if your data has been compromised. It may stop the fraudster from using your info elsewhere.
Entries by jwrighte
3 Fraud Scams to Look Out for in 2022
The credit card industry is no stranger to scams. As long as credit has existed, nefarious types have explored ways to exploit it. That’s just the way of things. The onset of digital commerce and technology is just the next frontier for criminals looking to cash in on the unwary. Every year, their scams get […]
How to Avoid Becoming a Victim of Credit Card Fraud
You get home from a long day at work and take a seat, intending to make an order for carry-out. While scrolling through your options, you decide to check your account to make sure the funds you need are available.
Shipping Delays for the Holidays?
Exercise Patience to Defeat Supply-Chain Issues We get it. It’s that time of year, and everyone has a gift list that’s three miles long.
4 Common Reasons Why Banks Might Investigate Your Account
As a cardholder, you’ve probably heard horror stories about people being crippled by financial crime. If you find out that your bank account is under investigation, it’s normal to wonder if the worst has happened. In most cases, though, the investigation is likely fueled by debt or suspected illicit activity.
When Should I Dispute a Credit Card Charge?
The number of charges disputes by cardholders have been on the rise since the start of the pandemic. Data shows an increase in consumer disputes involving canceled flights, concert tickets, and other nonrefundable activities.
Can a Merchant Collect Money from You After a Chargeback?
If a bank sides with you in a dispute, they will remove the charge from your statement. However, the seller may fight back if your claim is invalid.
Can You Get in Trouble for Chargeback Abuse?
Chargebacks were first introduced in the 1970s as a consumer protection mechanism. They defend cardholders against untrustworthy merchants and criminal fraud. However, due to evolving technology, the chargeback system has become largely outdated.
What is a Fraud Alert? Is it Worth Requesting?
If you find yourself the victim of identity theft, you have options available to help prevent fraudsters from doing further damage. One of these options is called a fraud alert.
How to Dispute a Charge on Your Mastercard Card
Imagine that you order a new pair of shoes online using your Mastercard. When they arrive, though, you realize that you received the wrong brand and size. In this frustrating scenario, your first response should be to contact the merchant directly and try to return the item in question.
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