It’s the height of the spooky season. And if there’s one thing everyone should expect this time of year, it’s the occasional “trick” between the “treats.”

Have you visited a restaurant that asks you to point your smartphone at a QR pattern to view their full menu? Pointing your camera at the QR code makes the restaurant’s website pop up in your browser, and some even allow you to order directly from your phone. Easy enough, right?

Fraud alerts and credit report flags are the very first two steps you should take if your data has been compromised. It may stop the fraudster from using your info elsewhere. 

You get home from a long day at work and take a seat, intending to make an order for carry-out. While scrolling through your options, you decide to check your account to make sure the funds you need are available.

As a cardholder, you’ve probably heard horror stories about people being crippled by financial crime.

If you find out that your bank account is under investigation, it’s normal to wonder if the worst has happened. In most cases, though, the investigation is likely fueled by debt or suspected illicit activity.