Cryptocurrency is still the hottest topic of discussion right now in consumer security circles.
Recently, there’s been more conversation than ever about the regulation of cryptocurrencies. While some people who are ideologically committed to crypto as a political project still resist it, most people in the know think it’s just a matter of time. That, as one article put it, “the writing may be on the wall” regarding regulation.
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Have you visited a restaurant that asks you to point your smartphone at a QR pattern to view their full menu? Pointing your camera at the QR code makes the restaurant’s website pop up in your browser, and some even allow you to order directly from your phone. Easy enough, right?
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You aren’t the only one who’s interested in cryptocurrency. Despite the volatile and uncertain nature of the crypto market, it is still the best and most popular alternative investment outlet available.
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Fraud alerts and credit report flags are the very first two steps you should take if your data has been compromised. It may stop the fraudster from using your info elsewhere.
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The credit card industry is no stranger to scams. As long as credit has existed, nefarious types have explored ways to exploit it. That’s just the way of things. The onset of digital commerce and technology is just the next frontier for criminals looking to cash in on the unwary. Every year, their scams get more and more sophisticated.
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You get home from a long day at work and take a seat, intending to make an order for carry-out. While scrolling through your options, you decide to check your account to make sure the funds you need are available.
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We get it. It’s that time of year, and everyone has a gift list that’s three miles long.
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As a cardholder, you’ve probably heard horror stories about people being crippled by financial crime.
If you find out that your bank account is under investigation, it’s normal to wonder if the worst has happened. In most cases, though, the investigation is likely fueled by debt or suspected illicit activity.
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The number of charges disputes by cardholders have been on the rise since the start of the pandemic. Data shows an increase in consumer disputes involving canceled flights, concert tickets, and other nonrefundable activities.
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The Truth in Lending Act of 1974 is a federal law in the US. It gives consumers the legal right to dispute credit card charges in the case of a billing error. This is referred to as a chargeback, which essentially means that the bank disputes a charge on your behalf. The credit card company will investigate to determine who is in the right, and the result of this investigation will be presented to you within 90 days.
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