As spring break approaches, families across the country are gearing up for travel, embracing the opportunity to create memories and explore new destinations. However, the excitement of travel also brings vulnerability to scams, particularly as scammers evolve their techniques to target tourists.
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With the holidays right around the corner, this is the point at which people are wrapping up their shopping… and a couple of weeks later, they’re going to get that first credit card bill of the year, which might cause them to sweat.
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As the days grow shorter and we enter the spooky season, there’s another kind of scare lurking in the shadows: cybersecurity threats. Just as we adorn our homes with cobwebs, skeletons, and jack-o-lanterns, fortifying our digital spaces against menacing cyber goblins out for mischief is essential.
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Introducing FedNow, a groundbreaking payment service recently launched in the finance industry. Brought into existence by the US Federal Reserve, this service is designed to streamline transactions at any given time. In contrast to customer-centric payment services such as Venmo or Zelle, the implementation and success of FedNow are primarily dependent on its acceptance by banking institutions.
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Though not a household name, the Credit CARD Act of 2009 is a major force in the finance and consumer protection space.
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In today’s fast-paced world, convenience and flexibility are highly valued, even when it comes to making purchases. One such payment option that has gained popularity among consumers is the “buy now pay later,” or “BNPL” approach.
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The ongoing COVID-19 pandemic has changed our shopping habits, resulting in a consistent uptick in online buying across the United States. This surge in eCommerce naturally leads to an increase in package deliveries to consumers.
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One of the newest eCommerce threats are ”refund service” scams, in which fraudsters solicit otherwise legitimate consumers as accomplices. But, what exactly are refund services? How do they work, and are all of them bad news?
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It’s the height of the spooky season. And if there’s one thing everyone should expect this time of year, it’s the occasional “trick” between the “treats.”
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Cryptocurrency is still the hottest topic of discussion right now in consumer security circles.
Recently, there’s been more conversation than ever about the regulation of cryptocurrencies. While some people who are ideologically committed to crypto as a political project still resist it, most people in the know think it’s just a matter of time. That, as one article put it, “the writing may be on the wall” regarding regulation.
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