How Long Do I Have to Dispute a Credit Card Transaction?

The time frame to file a chargeback typically varies depending on the card issuer and the type of transaction. Generally, you can initiate a chargeback up to 120 days from the transaction date. However, some banks may allow up to 180 days (or longer) for specific cases.

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How Do Banks Investigate Disputes Between Cardholders & Sellers?

When it comes to your hard-earned money, understanding your rights as a cardholder and how financial institutions operate can be crucial. Whether you have been a victim of unauthorized transactions, faced merchant errors, or received defective items, your bank is there to help with something known as a cardholder dispute process.

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What is a Card Verification Value (CVV)?

A card verification value, often referred to as a “CVV,” is a three or four-digit security code printed on credit and debit cards. The code is designed to enhance the security of card-not-present transactions, such as online purchases.

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What is Section 75 of the Consumer Credit Act?

Section 75 of the Consumer Credit Act is a detailed legislative framework existing in the UK.

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Can You Get in Trouble for Disputing a Credit Card Charge?

Disputing a credit card charge can be a necessary step for consumers encountering unauthorized or incorrect transactions on their accounts.

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What are Fraud Alerts & How to Request One

Ever been the victim of identity theft? If so, you might’ve received a fraud alert.

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6 New Fraud Threats to Know & Watch for

The landscape of fraud is constantly evolving, presenting new challenges and threats to consumers.

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Common Scams Targeting Senior Citizens & Tips to Stay Safe

Today’s banking and digital technology have given us unparalleled convenience when it comes to handling money. However, they have also paved the way for sophisticated fraud schemes that can cripple a person’s financial well-being.

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Common Travel Scams & How to Avoid Them

As spring break approaches, families across the country are gearing up for travel, embracing the opportunity to create memories and explore new destinations. However, the excitement of travel also brings vulnerability to scams, particularly as scammers evolve their techniques to target tourists.

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How to Protect Against Tax Fraud: A Consumer’s Guide

Tax season can be a stressful time for many individuals, but it’s also an opportunity for fraudsters to engage in tax-related identity theft. To help you safeguard your financial well-being, we’ve compiled essential information on how to protect yourself from tax fraud.

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