Stay Safe from Credit Card Fraud This Holiday Shopping Season
The holiday season is a time of joy, celebration, and—unfortunately—an uptick in credit card fraud.
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The holiday season is a time of joy, celebration, and—unfortunately—an uptick in credit card fraud.
The time frame to file a chargeback typically varies depending on the card issuer and the type of transaction. Generally, you can initiate a chargeback up to 120 days from the transaction date. However, some banks may allow up to 180 days (or longer) for specific cases.
When it comes to your hard-earned money, understanding your rights as a cardholder and how financial institutions operate can be crucial. Whether you have been a victim of unauthorized transactions, faced merchant errors, or received defective items, your bank is there to help with something known as a cardholder dispute process.
A card verification value, often referred to as a “CVV,” is a three or four-digit security code printed on credit and debit cards. The code is designed to enhance the security of card-not-present transactions, such as online purchases.
Section 75 of the Consumer Credit Act is a detailed legislative framework existing in the UK.
Disputing a credit card charge can be a necessary step for consumers encountering unauthorized or incorrect transactions on their accounts.
Ever been the victim of identity theft? If so, you might’ve received a fraud alert.
The landscape of fraud is constantly evolving, presenting new challenges and threats to consumers.
Today’s banking and digital technology have given us unparalleled convenience when it comes to handling money. However, they have also paved the way for sophisticated fraud schemes that can cripple a person’s financial well-being.
As spring break approaches, families across the country are gearing up for travel, embracing the opportunity to create memories and explore new destinations. However, the excitement of travel also brings vulnerability to scams, particularly as scammers evolve their techniques to target tourists.
If at all possible, you as a consumer should contact the merchant first with any issues. While we encourage this “hands-on” approach, however, we understand that this doesn’t work in every situation: a merchant’s return process may be too much work, or its policies too difficult to interpret.
The merchant may be unresponsive, or you may not be able to locate contact information at all. We’re your advocate in these instances, helping you slice through the red tape to resolve your issue.
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