The time frame to file a chargeback typically varies depending on the card issuer and the type of transaction. Generally, you can initiate a chargeback up to 120 days from the transaction date. However, some banks may allow up to 180 days (or longer) for specific cases.

A card verification value, often referred to as a “CVV,” is a three or four-digit security code printed on credit and debit cards. The code is designed to enhance the security of card-not-present transactions, such as online purchases.

Disputing a credit card charge can be a necessary step for consumers encountering unauthorized or incorrect transactions on their accounts.

As spring break approaches, families across the country are gearing up for travel, embracing the opportunity to create memories and explore new destinations. However, the excitement of travel also brings vulnerability to scams, particularly as scammers evolve their techniques to target tourists.