Introducing FedNow, a groundbreaking payment service recently launched in the finance industry. Brought into existence by the US Federal Reserve, this service is designed to streamline transactions at any given time. In contrast to customer-centric payment services such as Venmo or Zelle, the implementation and success of FedNow are primarily dependent on its acceptance by banking institutions.
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Though not a household name, the Credit CARD Act of 2009 is a major force in the finance and consumer protection space.
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In today’s fast-paced world, convenience and flexibility are highly valued, even when it comes to making purchases. One such payment option that has gained popularity among consumers is the “buy now pay later,” or “BNPL” approach.
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The ongoing COVID-19 pandemic has changed our shopping habits, resulting in a consistent uptick in online buying across the United States. This surge in eCommerce naturally leads to an increase in package deliveries to consumers.
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One of the newest eCommerce threats are ”refund service” scams, in which fraudsters solicit otherwise legitimate consumers as accomplices. But, what exactly are refund services? How do they work, and are all of them bad news?
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It’s the height of the spooky season. And if there’s one thing everyone should expect this time of year, it’s the occasional “trick” between the “treats.”
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Cryptocurrency is still the hottest topic of discussion right now in consumer security circles.
Recently, there’s been more conversation than ever about the regulation of cryptocurrencies. While some people who are ideologically committed to crypto as a political project still resist it, most people in the know think it’s just a matter of time. That, as one article put it, “the writing may be on the wall” regarding regulation.
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Have you visited a restaurant that asks you to point your smartphone at a QR pattern to view their full menu? Pointing your camera at the QR code makes the restaurant’s website pop up in your browser, and some even allow you to order directly from your phone. Easy enough, right?
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You aren’t the only one who’s interested in cryptocurrency. Despite the volatile and uncertain nature of the crypto market, it is still the best and most popular alternative investment outlet available.
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Fraud alerts and credit report flags are the very first two steps you should take if your data has been compromised. It may stop the fraudster from using your info elsewhere.
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