GDPR Basics

GDPR Basics: What Does the New Policy Mean for Your Data?

GDPR Offer New Consumer Rights…And New Responsibilities

Data security: it’s a common source of anxiety for people these days. However, a new European Union policy called the General Data Protection Regulation—or GDPR—aims to make data less of a concern for you. Read more

Fraud Recap

Fraud Recap 2017

Examine the Numbers & Learn to Protect Yourself from Fraud

It seems like every year is a bad one for online fraud; for example, the Target breach back in 2013 fundamentally changed how the world responded to data breaches. But 2017 was truly a year of headlines for fraud. Read more

Business gone bust

Business Gone Bust? Here’s How to Recover Your Money

How to Get Your Money Back if a Business Goes Under…and Take Your Cash With Them

Monarch, Rayani, Low Cost Holidays…these three big names vanished from the travel industry since late 2016. Thousands of travelers have been left stranded in each case, while thousands more find their pre-booked travel plans stuck in limbo. Read more

Holiday Phishing

4 Simple Tips to Avoid Phishing Sites This Holiday Season

Coal in Your Stocking is the Least of Your Worries with Phishing Sites Around

When it comes to holiday shopping, it’s very clear that the internet is not just a tool for browsing and filling in those wish lists.

2017 marks the first year in history that Americans plan to do more holiday shopping online than in-store. A recent Deloitte survey found that we will spend roughly 51% of our gift budget this year with online retailers, compared to just 42% at brick-and-mortar stores. It’s not hard to understand why; after all, why fight the crowds when you can shop from convenience of your living room? Not to mention that online shopping usually means saving a bit compared to in-store prices. Read more


Equifax: Long & Short Rundowns on the Biggest Breach in History

Everything You Need to Know About the Equifax Breach

Even in our fast-moving news cycle, some stories leave an impact simply because of how many people were affected.

The Equifax security hack became one of the hottest news stories of 2017 after the company announced the breach in early September. There’s good reason for that: the personal data of more than 145 million Americans—nearly half the country’s entire population—was compromised in the attack. Read more

Credit Repair Service

Can a Credit Repair Service Help Improve My Credit Score?

Everything You Need to Know About Credit Repair & How to Choose the Right Service

Your credit score can impact your life in some very profound ways. A poor credit score may prevent you from opening a credit card, buying a car, renting a home, and may even limit your educational or career plans.

Roughly 68 million adults in the US—a third of the entire scorable population—have a bad credit score (anything below 601). This massive reserve of consumers gave rise to a new industry in recent years: the credit repair business. But, can credit repair companies really deliver what they promise? Read more

What is Phishing?

What is Phishing? How Do I Protect Myself Against It?

8 Simple Tips to Protect Against Phishing Scams

Luring consumers into giving up sensitive information—a practice commonly known as phishing—is one of the most common consumer-facing fraud tactics.

These attacks cost US consumers roughly $500 million each year. So, what can you do to avoid becoming a victim? Learn to identify the risks and how to best protect yourself. Read more

Impulse Shopping

Impulse Shopping: Why Everyone is Doing It These Days

What Do You Do When Buyer’s Remorse Sets In?

Ever walked into a store and simply bought something on a whim? Don’t worry—you’re not alone. In fact, almost everyone will admit to making the occasional impulse purchase. Read more

New Kid on the Blockchain

The New Kid on the Blockchain

New Uses for Blockchain Technology & How it Will Influence Banking

Bitcoins are trading above $2,500 as of June 2017. Which helps explain why more and more people are taking note of cryptocurrency and its revolutionary framework: the blockchain. Though bitcoin is the best-known utility, many industries are exploring new uses for blockchain. Read more

FCC Data

Regulating Your Data & Who Gets It

Changes to FCC Policy Impact Who Can Gain Access to Consumer Information

Governments may impose regulations for many different reasons, from protecting consumers to defining how companies track communications. However, deciding which governing body wields authority can sometimes lead to redundancies, or cause gaps in oversight. This is what is playing out right now between consumers, internet providers, and the Federal Government, with each side arguing over a very valuable resource—your data.

So what is changing about access to your personal information, and who will this affect? Read more