When it comes to your hard-earned money, understanding your rights as a cardholder and how financial institutions operate can be crucial. Whether you have been a victim of unauthorized transactions, faced merchant errors, or received defective items, your bank is there to help with something known as a cardholder dispute process.
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Stay Safe from Credit Card Fraud This Holiday Shopping Season
/in Consumer Information /by jwrighteThe holiday season is a time of joy, celebration, and—unfortunately—an uptick in credit card fraud.
Read more →How Long Do I Have to Dispute a Credit Card Transaction?
/in Consumer Information /by jwrighteThe time frame to file a chargeback typically varies depending on the card issuer and the type of transaction. Generally, you can initiate a chargeback up to 120 days from the transaction date. However, some banks may allow up to 180 days (or longer) for specific cases.
Read more →How Do Banks Investigate Disputes Between Cardholders & Sellers?
/in Consumer Information /by jwrighteWhen it comes to your hard-earned money, understanding your rights as a cardholder and how financial institutions operate can be crucial. Whether you have been a victim of unauthorized transactions, faced merchant errors, or received defective items, your bank is there to help with something known as a cardholder dispute process.
Read more →What is a Card Verification Value (CVV)?
/in Consumer Information /by jwrighteA card verification value, often referred to as a “CVV,” is a three or four-digit security code printed on credit and debit cards. The code is designed to enhance the security of card-not-present transactions, such as online purchases.
Read more →What is Section 75 of the Consumer Credit Act?
/in Consumer Information /by jwrighteSection 75 of the Consumer Credit Act is a detailed legislative framework existing in the UK.
Read more →Can You Get in Trouble for Disputing a Credit Card Charge?
/in Consumer Information /by jwrighteDisputing a credit card charge can be a necessary step for consumers encountering unauthorized or incorrect transactions on their accounts.
Read more →What are Fraud Alerts & How to Request One
/in Consumer Information /by jwrighteEver been the victim of identity theft? If so, you might’ve received a fraud alert.
Read more →6 New Fraud Threats to Know & Watch for
/in Scam Alert /by jwrighteThe landscape of fraud is constantly evolving, presenting new challenges and threats to consumers.
Read more →Common Scams Targeting Senior Citizens & Tips to Stay Safe
/in Identity Theft /by jwrighteToday’s banking and digital technology have given us unparalleled convenience when it comes to handling money. However, they have also paved the way for sophisticated fraud schemes that can cripple a person’s financial well-being.
Read more →Common Travel Scams & How to Avoid Them
/in Consumer Information /by jwrighteAs spring break approaches, families across the country are gearing up for travel, embracing the opportunity to create memories and explore new destinations. However, the excitement of travel also brings vulnerability to scams, particularly as scammers evolve their techniques to target tourists.
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