What is a Return Item Chargeback?

What is This Unfamiliar Fee on My Bank Statement?

If you’re like most consumers, you might have a rough knowledge of your current checking account balance.

Gone are the days when people would sit down for hours on end to meticulously record bills and balance the checkbook; a casual scan of the bank statement for anything unusual is about as thorough as most people get now.

Therefore, it’s understandable how most individuals would overlook a ‘return item chargeback’ line on the monthly statement.

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Are Free Trial Offers Really Free?

If a Sale or Online Special Seems Too Good to Be True, It Usually Is

We’ve all heard the cliché warning, “there’s no such thing as a free lunch,” but it has never rung as true as it does online. Products and services advertised with free trial offers are almost never what they seem.

While the promise of a great deal might be tempting, there are precautions to take before jumping on board.

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EMV Fraud Could Affect Black Friday and Cyber Monday

The Transition to EMV Cards Has Create a New Fraud Threat for Holiday Shopping

 

The retail industry is ramping up for its much anticipated Black Friday event, the unofficial start of the holiday season. Are you ready?

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ecs-pharmacy

Safety Tips for Mail-Order and Online Pharmacies

5 Things to Remember When Buying Medication Online

We have safely arrived in the age of convenience. Whether we are looking for our weekly groceries, the perfect gift for a friend, or the ability to customize pretty much anything, we know where to find it: the internet.

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ecs-credit-score

9 Things You Never Knew Could Destroy Your Credit Score

Deadly Consumer Actions are Destroying Your Credit Score

The simplest actions can make or break your credit score. In fact, there are several things you’re probably doing which will cause your rating to slowly dwindle until your reputation is absolutely destroyed.

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counterfeit-merchandise

How to Avoid Counterfeit Merchandise

Tips to Help Consumers Avoid Counterfeits

Everyone loves a good deal, and there is nothing wrong with shopping around to find low prices for high-end goods. But when a deal comes along that seems too good to be true, it probably is.

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when-to-file-a-chargeback

When to File a Chargeback

The Difference Between a Refund and a Chargeback

Many consumers have learned there is a quick and easy way to get a refund for a credit card purchase. Rather than contact the merchant directly, many consumers choose to dispute the transaction with the bank.

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data-breach

Dangers of Data Breaches

What to Do If You Are a Victim of a Data Breach

Data breaches are the internet’s equivalent to natural disasters: everyone is at risk but no one suspects it will happen to them.

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3D-Secure

3D Secure: How to Make Online Shopping Even Safer

How MasterCard SecureCode and Verified by Visa Help Prevent Fraud

Consumers rely heavily on ecommerce despite the increased risk of criminal fraud and cybercrime. In an attempt to bridge the gap and make our favorite shopping experience safer, many consumers implement the best online security technologies available. If you haven’t already considered 3D Secure, now’s the time to start using this advanced protection.

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currency-conversion

International Travelers: Decline Dynamic Currency Conversion

 

Everything You Need to Know about Dynamic Currency Conversion

International travel is expensive. Most of us try to cut corners any way we can. That’s why you absolutely must decline dynamic currency conversion services any time they’re offered for your credit card purchases.

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