Don’t be a Victim of Online Fraud
Beware of Online Fraud
There are a number of scams out there. Online fraud, however, appears to be a growing problem as the internet reaches more and more homes.
There are a number of scams out there. Online fraud, however, appears to be a growing problem as the internet reaches more and more homes.
Sometimes online shopping results in receiving an item that is not quite what you wanted. Maybe you decide later that you don’t like the color; or it was a gift for a friend who would like to return the item; or you realize that you don’t need the item after all.
Sadly, there are quite a few scam websites lists out there—places where consumers can voice their concerns over fraudulent activities. The internet has expanded the reach of criminals. Now, it seems no one is safe.
In a largely unregulated cyber-world, it is unsurprising to note that there are a number of counterfeits websites out there. Previously people had to venture to New York’s Chinatown or Los Angele’s Santee Alley to locate fake Burberry’s and Coach’s. Some effort to attain these imitations had to be made!
Now more than ever, we rely on credit cards for payment- whether it be in store or online. While this makes shopping convenient and safer, paying with a credit also has its own set of challenges and risks.
Scam websites abound. It is often hard to tell the difference between a legitimate site and those hoping to steal personal information. However, here are some steps to help decipher between scam websites and safe ones.
Online fraud has become so prevalent that many agencies and businesses are now devoted to the issue. Government agencies like the Federal Trade Commission (FTC) and companies like eConsumer Services® work to help consumers report online fraud and fight back.
Anyone can be the victim of consumer fraud and the resulting financial loss can vary in severity. Since anyone can fall victim to consumer fraud, it is important to understand what consumer fraud is, how to prevent it, and how to report scams.
Criminals are turning to the internet for their next big score. According to online fraud statistics, they seem to be successful!
In general, credit cards ensure safe and simple monetary transactions. However, if you don’t proceed with caution, credit cards can be extremely dangerous to your financial stability. But with a little credit card fraud protection, you can decrease the likelihood of criminal activity.
If at all possible, you as a consumer should contact the merchant first with any issues. While we encourage this “hands-on” approach, however, we understand that this doesn’t work in every situation: a merchant’s return process may be too much work, or its policies too difficult to interpret.
The merchant may be unresponsive, or you may not be able to locate contact information at all. We’re your advocate in these instances, helping you slice through the red tape to resolve your issue.
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