Dangers of Data Breaches
What to Do If You Are a Victim of a Data Breach
Data breaches are the internet’s equivalent to natural disasters: everyone is at risk but no one suspects it will happen to them.
Data breaches are the internet’s equivalent to natural disasters: everyone is at risk but no one suspects it will happen to them.
Consumers rely heavily on ecommerce despite the increased risk of criminal fraud and cybercrime. In an attempt to bridge the gap and make our favorite shopping experience safer, many consumers implement the best online security technologies available. If you haven’t already considered 3D Secure, now’s the time to start using this advanced protection.
International travel is expensive. Most of us try to cut corners any way we can. That’s why you absolutely must decline dynamic currency conversion services any time they’re offered for your credit card purchases.
Big changes are happening in the world of credit cards. Are you ready? Do you have an EMV credit card and know how it will affect your shopping habits?
Massive data breaches that compromise sensitive cardholder information happen more often than we’d like to admit. Since these major hacks are so common, we assume those in possession of our credit card information guard it carefully.
Many consumers have become dependent on credit cards; we can’t usually function without them. However, it is important to remember credit card ownership is a privilege, not a right. And a bank can cancel your credit card account at any time.
Tax season brings with it more than just forms and returns. It also bring a major increase in identity theft and tax fraud.
In the digital age, the face of business – including illicit business – has changed dramatically. In bygone days, fraudsters would snatch purses and pilfer through trash to find carbon copies of credit cards on discarded receipts. While those tactics have not entirely disappeared, scam artists have become more skilled and adapted their craft to the digital age.
Black Friday, the day after Thanksgiving, has long been a tradition. Cyber Monday, the Monday after Thanksgiving, is the rapidly growing counterpart to Black Friday.
Owing to their versatility, gift cards are one of the most popular gifts given during the holidays. In fact, consumers spend over $25 billion on gift cards during the holiday shopping season alone.
If at all possible, you as a consumer should contact the merchant first with any issues. While we encourage this “hands-on” approach, however, we understand that this doesn’t work in every situation: a merchant’s return process may be too much work, or its policies too difficult to interpret.
The merchant may be unresponsive, or you may not be able to locate contact information at all. We’re your advocate in these instances, helping you slice through the red tape to resolve your issue.
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